Internship Report On Overall Banking Performance Of Bangladesh Commerce Bank Ltd

Introduction

A bank is a financial institution licensed by a government. Its primary activities include borrowing and lending money. Many other financial activities were allowed over time. All over the world the element of banking has been changing speedily due to technological innovation and globalization. Banking in Bangladesh has to keep pace with the global change. Now banks must complete in the market place both with local institution as well as foreign ones.

To survive and thrive in such a competitive banking world, two important requirements are development of appropriate financial infrastructure by the central Bank and development of “Professionalism” in the sense of developing and appropriate manpower structure and its expertise and experience. To introduce skilled Banker, only theoretical knowledge in the field of banking studies is not sufficient. An academic course of the study has a great value when it has practical application in real life situation.

Objective Of The Study

This study is intended for providing me invaluable practical knowledge about banking operation system in Bangladesh. The prime objective of the study is to examine the performance of Bangladesh Commerce Bank Ltd.

• To have an exposure on the banking environment of Bangladesh.
• To review the consumer banking service and operating system of Bangladesh Commerce Bank Ltd.
• To evaluate the factors affecting performance of the Bank.
• To suggest the better ways of enhancing the performance of the Bank.
• To make myself confident and active in future to finger my job.

Scope Of The Study

This report covers the organizational overview of the Bangladesh Commerce Bank Ltd, Management and Organizational Structure, functions performed by the Bangladesh Commerce Bank Ltd. It also covers overview of the general banking, identification of problems regarding general banking, of The Bangladesh Commerce Bank Ltd. Zigatola Branch.

History Of Bangladesh Commerce Bank Ltd

Bangladesh Commerce Bank Ltd incorporated in Bangladesh on 1 June 1998 as a banking company, it started banking operations on 16 September 1999 with an authorized and paid up capital of Tk 2,000 million and Tk 920 million respectively.

The share of the government of 1 Bangladesh in the bank’s paid up capital is Tk 300 million while depositors of the former Bangladesh Commerce and Investment Limited (BCIL) contributed Tk 520 million. The balance of Tk 100 million is to be subscribed by banks and financial institutions under guidance and supervision by Bangladesh bank.

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