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Project Report On Issue And Challenges Of E-Wallet


The report titled “To study the issues and challenges in using electronic/digital payments in Jammu region” is based on the study conducted on customers of the two branches. The research mainly focuses on various electronic payment modes i.e. net banking, electronic cheques, e-cash, e-wallet; plastic cards (debit cards, credit card, and smart card). The research was based on various dimensions such as usefulness, credibility, responsiveness, compliance, assurance, intention to use and future scope which were studied with questioner as the research tool using purposive sampling.


Electronic payment system is a mode of payments over an electronic network such as the internet. In other words we can say that e-payment is a method in which a person can make online payments for his purchase of goods and services without physical transfer of cash and cheques, irrespective of time and location. Electronic Payment Systems are becoming central to online business process innovations as companies look for ways to serve customers faster and at lower cost. Emerging innovations in the payment for goods and services in electronic commerce promise to offer a wide range of new business opportunities.

Payments For Goods And Services Purchased Online

A client-side digital wallet requires minimal setup and is relatively easy to use. Once the software is installed, the user begins by entering all the pertinent information. The digital wallet is now set up. At the purchase or check-out page of an e-commerce site, the digital wallet software has the ability to automatically enter the user information in the online form. By default, most digital wallets prompt when the software recognizes a form in which it can fill out; if one chooses to fill out the form automatically, the user will be prompted for a password. This keeps unauthorized users away from viewing personal information stored on a particular computer.


Title -To Study The Issues And Challenges In Using Electronic/digital Payment In Jammu Region



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